Affordable housing 

The City's Commitment to Affordability

"The City of Greenville has a great program. 
You just have to get in touch... Affordable housing is out there."


- Joi Phillips, first time homeowner
WATCH JOI'S STORY

photo of homeowner outside her first home
owner of a new Habitat for Humanity home, at her own work site

"I’m amazed by everyone’s hard work, still can’t believe this actually my house.."


- Christina Milagria, at the site of her 
Habitat for Humanity home

"I just really can't express it... I'm just so blessed"

- Lonnie Hudgens, moving into her new affordable rental home with her grandsons
WATCH LONNIE'S STORY

Grandmother who moved into her home with her grandsons
Senior resident at her safe, comfortable senior housing apartment complex

"I feel like I’m in a dream right now, I have to check myself to make sure I’m here, I just love everybody"


- Yvonne Oneal, resident of 
Renaissance Park senior housing apartments

Affordable housing is one of the City’s top priorities as outlined by City Council and in the GVL2040 comprehensive plan. Under GVL2040, the City is spending an entire year rewriting its development code to reflect the long-term commitment to affordable housing options.

Pie chart showing 30% off all income covering housing costsWhat is Affordable?

Strictly speaking, affordable housing is housing that doesn’t take up more than a third of your monthly income.

So, if you’re earning $3,000 a month ($36,000/year), that’s no more than $1,000/month.

Leaders recognize the need for affordable housing options because these days, median income in Greenville is about $60,000 – that’s $5,000/month. Therefore, affordable housing is anything that doesn’t top $1,667/month. Depending on credit scores, down payments and other variables, that’s enough to buy a $250,000 home.

But here’s the problem: Median housing values are now above $300,000 in the city, meaning median income families are being squeezed out. As a result, many choose to do one of the following:

A. Buy a home in the county where housing is less costly.
B. Buy a fixer-upper in a less desirable part of town.
C. Rent – also a challenge for many families wanting or needing to live in the city.
D. Buy or rent something they cannot afford.

The problem with A and C is usually in geography: families who work in the city but buy/rent in the suburbs are forced to commute and that, of course, leads to traffic congestion.

The problem with D is the pressure it puts on family budgets, overall.

In the end, it comes down to the fact that as housing prices rise, families are forced to either overpay or move further away, putting both pressure on their wallets and overall quality of life.

Seeking Qualified Developers and Builders

The City is seeking applications from qualified residential builders and contractors to construct and/or rehabilitate low and moderate income housing within the city limits of Greenville. Please contact Rebecca Edwards at redwards@greenvillesc.gov.

Helpful Documents