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Home Ownership

Making the American Dream a reality for you and your family.

The City of Greenville and the Greenville County Human Relations Commission will host a public workshop on June 6 to help you and your family make your dreams of home ownership a reality. Credit scores, available assistance, and mortgages will be discussed. 

Monday, June 6

6 to 7 p.m.

David Hellams Community Center
111 Spartanburg Street

Door prizes and a light meal will be provided. For more information, please call 864-467-7095.

Fair Housing

Fair Housing is a legacy of the late Dr. Martin Luther King, Jr. and the Fair Housing Act was signed into law by Congress in 1968, one week after his assassination. This law makes it illegal to discriminate in renting, lending, or selling housing based on race, color, religion, sex, national origin, disability, and the presence of children. Most housing is covered under this law. If you feel you have been discriminated against, please contact the South Carolina Human Affairs Commission online or by phone at 1-800-737-7800.

Laws to protect 

Tenants and Landlords

What rights do you have as a tenant or landlord? At the recent Palmetto Affordable Housing Forum, a lawyer from SC Legal Services provided an overview of key points from the SC Landlord Tenant Act, which can be viewed here

Because a lease is a legal contract, problems with your landlord or tenant may require the advice of a legal professional. SC Legal Services provides assistance at no charge for lower income citizens. Additionally, the Greenville County Human Relations Commission has staff trained in these issues and can serve as an impartial party to help move communications toward a mutually satisfactory resolution. 

For more information, contact the Greenville County Human Relations Commission or SC Legal Services at 888-346-5592.

Alternatives to Selling

City residents continue to receive unsolicited, and sometimes unwanted, offers to sell their home. The concern is that residents facing challenges with finances or home maintenance may see these offers as easy solutions. The good news is that Greenville has many resources to help residents maintain their homes. For example, Community Development offers a homeowner rehab program that can help keep homes in good repair. The rehab program consists of a no-interest loan, forgivable or repayable based on income, for qualifying city residents. Call 467-4570 for more info. The Greenville County Redevelopment Authority offers a similar program for county residents. Call 242-9801 for more info.

Funds are also available to assist residents who may be facing foreclosure. The key is to contact SC Help (855-435-7472) or your bank early in the process to work out a solution. Or, if you're interested in a reverse mortgage, the Greenville County Human Relations Commission can provide more information. Additionally, if you are 65 years of age or older, or have a permanent disability, you may qualify for Homestead Exemption, which reduces the taxes you pay on your home. 

Lastly, if selling is an attractive option, a homeowner may benefit from talking through their options and possible selling prices with a realtor. This will ensure the seller gets a fair price.

If you have any questions about home selling advertisements you have received or the resources available to help you maintain your home, please contact the Community Development office at 467-4570 and we will direct you to the appropriate resources. Or, you can use the affordable housing resource list to contact the various organizations directly.

Get Connected

With Housing and Workforce Resources

The City of Greenville maintains a list of affordable housing resources to help residents find a home to rent, purchase a new home, maintain their assets, or find emergency assistance. Additionally, a list of workforce resources is also available to help connect residents with resources to find a job or training to qualify for a better job. Please let us know if we missed a resource or if an update is due.

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